Welcome to MONIPAY.ORG. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the platform.

These Terms govern your use of all features and services offered on MONIPAY.ORG.

1. Acceptance of Terms

By creating an account or using MONIPAY.ORG, you acknowledge that you:

• Have read, understood, and agreed to these Terms

• Are at least 18 years old

• Are legally capable of entering into a binding agreement

2. User Accounts

a. Registration

You must provide accurate and complete information during registration.

b. Account Security

You are responsible for:

• Maintaining confidentiality of your login details

• All actions performed under your account

If you suspect unauthorized access, notify us immediately at support@monipay.org.

3. Investment Services

a. Investment Plans

MONIPAY.ORG offers multiple investment plans. By investing, you agree to the specific terms of the selected plan, including:

• Minimum and maximum deposit amounts

• Profit rates

• Investment cycles and withdrawal rules

b. Returns on Investment (ROI)

ROIs are based on the plan selected.
MONIPAY.ORG does not guarantee earnings beyond what is stated in the plan description.

c. Reinvestments

Users may reinvest their profits internally from their dashboard.

4. Deposits and Withdrawals

a. Deposits

Deposits may be made via:

• Cryptocurrency

• Bank transfer

• Accepted payment gateways

b. Withdrawals

Withdrawals:

• Must follow the specific timeline of the investment plan

• Will be processed within 24–48 hours

• Will be sent to the registered payment method

MONIPAY.ORG is not responsible for delays caused by third-party payment networks.

5. User Responsibilities

Users agree not to:

• Use the platform for illegal or fraudulent activities

• Create multiple accounts for abusive purposes

• Spread false information about the platform

• Attempt to reverse-engineer, hack, or disrupt the website

Violations may result in account suspension or termination.

6. Risk Disclosure

All investments involve risk.
By using MONIPAY.ORG, you acknowledge that:

• There is no guarantee of profit

• Past performance does not ensure future results

• Market conditions may affect returns

MONIPAY.ORG is not liable for financial losses resulting from investment activities.

7. Limitation of Liability

MONIPAY.ORG shall not be held responsible for:

• Loss of data

• Financial losses

• Website downtime

• Unauthorized account access

• Delays in payment processing

• Technical errors beyond our control

Your use of the platform is at your own risk.

8. Third-Party Services

Our platform may integrate third-party services such as payment processors.
We are not responsible for:

• Their policies

• Their actions

• Their failures

Users must comply with the terms of any third-party service used.

9. Account Termination

We reserve the right to:

• Suspend or terminate accounts that violate our Terms

• Freeze funds during investigations

• Deny service without prior notice

Users may also request account closure at any time.

10. Intellectual Property

All content on MONIPAY.ORG—including text, images, logos, design, and trademarks—is the property of MONIPAY.ORG.
Users may not copy, distribute, or reproduce any content without written permission.

11. Privacy Policy

Your use of MONIPAY.ORG is also governed by our Privacy Policy, which explains how we collect and use your information.

12. Amendments to Terms

We reserve the right to update or modify these Terms at any time.
Changes take effect immediately upon posting.
Continued use of the platform means you accept the updated Terms.

13. Contact Information

For questions or concerns about these Terms, reach us at:

Email: support@monipay.org
Website: www.monipay.org