At MONIPAY.ORG, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and safeguard the data you provide when using our website and investment services. By accessing MONIPAY.ORG, you agree to the terms outlined in this policy.

1. Information We Collect

a. Personal Information

When you register or use our services, we may collect:

• Full name

• Email address

• Phone number

• Payment details (bank information, crypto wallet address)

• Identity verification documents (if required)

b. Financial and Transaction Information

We collect data related to:

• Deposits and withdrawals

• Investment transactions

• Referral activity

• Account balances

c. Website Usage Data

To improve user experience, we may collect:

• IP address

• Browser type

• Device information

• Pages visited

• Cookies and tracking data

2. How We Use Your Information

MONIPAY.ORG uses your information to:

• Create and manage your account

• Process deposits, withdrawals, and investments

• Improve our website functionality

• Provide customer support

• Send notifications about updates or transactions

• Enhance security and prevent fraud

• Comply with legal and regulatory obligations

We DO NOT sell or rent your personal data to third parties.

3. How We Protect Your Information

We use advanced security measures to keep your data safe, including:

• SSL (Secure Socket Layer) encryption

• Firewalls and secure servers

• Multi-level authentication

• Continuous monitoring for suspicious activity

Although we take strong precautions, no online system is 100% risk-free.

4. Cookies and Tracking Technologies

MONIPAY.ORG uses cookies to:

• Recognize returning users

• Improve website performance

• Personalize your experience

You can disable cookies through your browser settings, but some website features may not work properly.

5. Third-Party Services

We may use trusted third-party services such as:

• Payment processors

• Cloud hosting services

• Analytics tools

These providers have access to limited data only to perform their services and are obligated to protect your information.

6. Your Rights as a User

You have the right to:

• Access your personal information

• Update or correct your details

• Request deletion of your data (subject to legal requirements)

• Opt out of marketing emails

• Withdraw consent at any time

To exercise these rights, contact us at support@monipay.org (you can change this email if needed).

7. Data Retention

We retain your information only as long as necessary for:

• Providing our services

• Legal and compliance purposes

• Record keeping and account verification

Once no longer required, your data will be securely deleted.

8. Children's Privacy

MONIPAY.ORG is not intended for use by individuals under 18.
We do not knowingly collect information from minors.
Any account found to belong to a minor will be removed immediately.

9. Changes to This Privacy Policy

We may update this policy periodically.
When changes are made, we will revise the “Last Updated” date at the top.
Continued use of our website means you accept the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Email: support@monipay.org
Website: www.monipay.org